Request to learn below basic details and requirements to process cases proper, smoother & Faster...
* DOCUMENTS REQUIRED FOR PL - Salaried
- 1 pp size photo...
- PAN Card...
- Resi. Address proof as per KYC guideline...
- Resi. Ownership Proof (As per requirement)...
- Last 3 months' salary slip...
- Last 6 months' banking...
- Last 2 years' Form-16 (As per requirement)...
- Total Employment Proof of 2 yrs / 3 yrs, as per policy requirement...
- Loan Repayment Schedules of active loans...
Note :-
- All docs. should be signed / self attested as per Table pasted...
- SOA / Loan repayment Schedule is required for EXBT / COBT Cases…
* DOCUMENTS REQUIRED FOR ……….
Ø Normal BIL Program
Proprietorship :-
- 1 PP Photo...
- PAN Card...
- Resi. Address proof as per KYC guideline...
- Resi. Ownership proof...
- Office (Ownership) proof...
- Last / Latest 2 year's IT Return with Audited Financials along with all Scheduled...
- Last 6 months banking of all business a/c...
- Loan Repayment Schedules of all live loan...
- Closer letter of loans which are active as per last/latest Balance sheet (if closed)...
- OD / CC sanction / Renewal letter...
- Current year VAT Return / Form-201 / Month wise Sales Ledger supported with Provisional Financials...
Partnership Firm :-
- 1 PP Photo...
- PAN Card (Individual & Firm)...
- Resi. Address proof as per KYC guideline of Co-applicant(s)...
- Resi. Ownership proof...
- Office (Ownership) proof...
- Partnership Deed...
- Last / Latest 2 year's IT Return with Audited Financials of Firm...
- Last / Latest 2 year's IT Return with financials of Individual partner (who is/are coming as co-applicant)...
- Last 6 months banking of all business a/c...
- Loan Repayment Schedules of all live loan...
- Closer letter of loans which are active as per last/latest Balance sheet (if closed)...
- OD / CC sanction /renewal letter...
- Current year VAT Return / Form-201 / Month wise Sales Ledger supported with Provisional Financials...
PVT LTD -&- LTD Firm :-
- 1 PP Photo...
- PAN Card (Individual & Firm)...
- Resi. Address Proof as per KYC guidelineof Co-applicant(s)...
- Resi. Ownership proof...
- Office (Ownership) proof...
- MOA / AOA...
- Last / Latest 2 year's IT Return with Audited Financials of Company...
- Last / Latest 2 year's IT Return with financials of Individual director (who is/are coming as co-applicant)...
- Last 6 months banking of all business a/c...
- Loan Repayment Schedules of all live loan...
- Closer letter of loans which are active as per last/latest Balance sheet (if closed)...
- OD / CC sanction /renewal letter...
- Current year VAT Return / Form-201 / Month wise Sales Ledger supported with Provisional Financials...
* DOCUMENTS REQUIRED FOR ……..
IT Ret. Program – Unaudited Financials
· Document requirement is same as Normal BIL program. Only, change is both year financials should be CA Certified
AL Surrogate
· KYC Norms are same as Normal BIL…
· SOA of AL…
· RC Book of the same vehicle…
· Last / Latest 2 year's IT Return with Computation/Statement of Income…
- Last 6 months banking of all business a/c...
- Loan Repayment Schedules of all live loan...
· Closer letter of loans which are active as per last/latest Balance sheet (if closed)...
HL / LAP Surrogate
· KYC Norms are same as Normal BIL…
· SOA of HL / LAP…
· Last / Latest 2 year's IT Return with Computation/Statement of Income…
- Last 6 months banking of all business a/c...
- Loan Repayment Schedules of all live loan...
- Closer letter of loans which are active as per last/latest Balance sheet (if closed)...
Note :-
- SOA is required for EXBT / COBT Cases…
- Interest Paid bifurcation as per latest IT Return (P&L) in Normal BIL cases...
- Debtors & Creditors Aging for respective Financial year (If Debtors are > 3 months and asked for) in Normal BIL cases...
- 51% Stake holders should be co-applicant is mandatory. Take co-applicants accordingly...
- Co-applicant is mandatory in all BIL cases, if applicant's age is > 51 years at the time of login...
- Obligation detail sheet is mandatory...(Format Pasted below)...
- Other clarifications will be taken case -to- case bases (If required)...
- All docs (KYC) should be clear and latest copy to avoid unnecessary Login Queries...
** All docs. should be signed / self attested as per below pasted Table...
Sr No
|
Documents Requirement
|
No of Sign / Self-attestation
|
1
|
KYC Document
|
On Both Side (If Back Side Printed)
|
2
|
Stability Proof
|
1st & Last Page
|
3
|
IT Ret.
|
1st & Last Page
|
4
|
Computation of Income
|
1st & Last Page
|
5
|
Audited Financials
|
1st Page & Last Page of Audit report --&-- P&L - Bal. Sh.
|
|
|
- All Shedules of P&L ---&--- Bal. Sh.
|
|
|
- Stamp-Sign of CA & Applicant in Audit report & P&L - Bal. Sh.
|
6
|
Partnership Deed / MOA/ AOA
|
1st & Last Page
|
7
|
Banking
|
1st & Last Page
|
8
|
SOA/WC Letter/LOAN Statement
|
1st & Last Page
|
9
|
Application Form
|
7 Sign / stamp-sign as written in Appl Form. Additional sign/stamp-sign req on 3rd page of Appl form in AUTHORIZATION LETTER (non ICICI Bank Account) + sign / stamp-sign in box no. 8-9-10 as per requirement.
|
10
|
1 KYC Declaration / Login Format
|
Sign / Stamp-sign on 1st Page
|
11
|
PAL Letter
|
1st Sign as per Form & Docs. 2nd Sign (Parelal to 1st sign) is as per Cheque. Remaining all Partners' sign with stamp.
|
12
|
Board Resolution
|
1st Sign as per Form & Docs. 2nd Sign (Parelal to 1st sign) is as per Cheque. Other Director's sign with stamp as an Authorisor.
|
13
|
S V (If req)
|
SV is require if sign is different than the document as available in file (e.g. Differ than PAN Card / Passport / Dr. Licence etc..)
|
14
|
Current year Provisional Financials supported with VAT Ret / Form - 201
|
